Learning Center

Health and life insurance can be stressful! But we have resources available to help you navigate and find the best coverage for you here in our Learning Center.

Know the Basics

Use our simple introductions to help you understand the coverage options available to you.

Ensure you have the Medicare coverage thats right for you

Secure the future for your loved ones with Life Insurance

Why Downsizing in Retirement Can Save You in a Large Way

For some seniors, downsizing isn’t just a difficult decision but an actual economic necessity. As more Baby Boomers and Gen Xers near retirement age, downsizing might be the only way they can afford to stay retired.

Mental Health and Medicare

Personal mental health is something every person needs to take seriously — seniors especially. It's important to know what’s covered, what’s not and how to fill the gaps in your insurance so you can get the mental health services you need.

Original Medicare

Avoiding Medicare Penalties

Learn about Medicare late enrollment penalties and how you can ensure you aren’t hit with surprise fees that could follow you the rest of your life.

Original Medicare

Is Life Insurance Worth It?

Whether you have kids, a spouse, or even if you're young and single, life insurance plays a crucial role in safeguarding your family's future.

Final Expense
Life Insurance

The Ins and Outs of Giving Your Life Insurance Money to Charity

Your life insurance policy can impact far more than your loved ones after your death. Donating all or part of your life insurance payout can be complicated, but we’ll discuss you the pros and cons, and how to get started with this impactful choice.

Financial Planning
Final Expense
Life Insurance

1-800-MEDICARE: The Medicare Helpline

The Medicare helpline, 1-800-Medicare (1-800-633-4227), is the official Medicare phone number allowing Medicare beneficiaries to call for help 24/7.

Original Medicare

Pre-Existing Conditions and Medicare

Most American have been diagnosed with a pre-existing condition by the time they reach Medicare age. Learn how to get the most out of your coverage.

Medicare Part A
Medicare Part B
Medicare Advantage
Medicare Part D
Medicare Supplement

Are You New to Medicare and Medicare Advantage?

If you’re new to Medicare, there’s no need to stress! There are many resources available to help you navigate this transition and find the best healthcare coverage for you. Here’s an overview of the basics of Medicare to get you started.

Medicare Part C
Original Medicare
Medicare Part B
Medicare Part D

Medicare and Diabetes

Learn about what Original Medicare coverage for diabetes looks like and what you can expect from different parts of Medicare.

Coverage

Learn What Coverage Combo Is Right For You!

End-Stage Renal Disease and Medicare: What You Need to Know

End-Stage Renal Disease (ESRD) is a medical diagnosis that makes Medicare coverage an option at any age, once certain criteria are met.

Original Medicare
Eligibility

4 Reasons to Choose a Private Medicare Plan

Sometimes, Original Medicare just doesn’t work for you. Here are four reasons you might consider private insurance instead of Original Medicare.

Private Insurance

Palliative Care vs. Hospice

It’s important to understand your care options. Learn more about palliative and hospice care, including what they have in common and how they differ.

Coverage

5 Questions to Ask About Medicare

Where do you get started with Medicare? There are important questions to ask yourself as you research and learn more about your Medicare options at all stages.

Coverage
Enrollment

Medicare and Men’s Health: What You Need to Know

Medicare coverage is available to most Americans over age 65, but health concerns and lifestyle conditions can be quite different between genders.

Original Medicare

The Acronyms of Medicare

Medicare has a lot of acronyms. Help make sense of it all with this handy cheat sheet!

Medicare Eligibility Video

Original Medicare

Watch Now

7 Tips to Prevent the Flu

Learn how to fight the flu by adding these easy tips into your life

New to Medicare Checklist

Financial Benefits You Could Qualify for as a Senior

While some benefits will only kick in once you reach a certain age, here are a few great perks that all seniors should keep in mind.

Financial
Lifestyle
Eligibility

Life Insurance Planning Worksheet

Final Expense Types
Final Expense Types
Financial Planning
Life Insurance

Early Detection and Preventive Screenings

Gain insights on the importance of preventive care and early disease detection.

Doctors
Coverage
Private Insurance

Does Medicare Cover CBD Oil?

As more seniors use CBD oil to address issues like anxiety, chronic pain management and inflammation, many want to know whether Medicare will help cover the costs.

Original Medicare

How to Recognize COVID-19 Scams

The prevalence of COVID-19 has given rise to many scams, especially scams targeted toward seniors. Read here to learn more about identifying and avoiding scams.

How the Inflation Reduction Act Affects Medicare Recipients: The 5-Year Plan

The Inflation Reduction Act seeks to address health, tax & climate concerns. Learn more about how the IRA will impact Medicare users in the next 5+ years.

Original Medicare

All About Medicare Advantage

Medicare Advantage offers great coverage options, so let’s find out if it could be the right choice for you. Here’s the need-to-know info on all things Medicare Part C.

Medicare Part C
Medicare Advantage

Medicare and Long-Term Care: Understanding Your Options

Eventually most people will need some form of long-term care. Its important to understand long-term care options and what you can do to prepare.

Original Medicare

How to Choose the Right Supplement Plan for You

Medicare Supplement Insurance, also known as Medigap, is a popular form of coverage that helps reduce your out-of-pocket costs for Medicare.

Medicare Supplement
Original Medicare

Medicare Late Enrollment Penalty

Being late for Medicare enrollment can have long-lasting and expensive consequences. We'll explore those penalties and how to avoid them.

Original Medicare

Medicare Coverage Review Guide

Medicare Advantage
Original Medicare

6 Things To Know About Medicare Enrollment

Medicare enrollment can seem overwhelming and complicated. Luckily, we’re here to provide a simple overview of Medicare enrollment and how to navigate it.

Financial
Coverage
Enrollment

The Difference Between Medicare Supplement and Medicare Advantage

The two main coverage options that provide more benefits than Original Medicare are Medicare Supplement plans and Medicare advantage plans.

Medicare Advantage
Medigap

What is Indexed Universal Life insurance?

Life insurance serves to help people manage their financial risks. One type of life insurance is called Indexed Universal Life insurance. This article outlines what makes IUL different and who it might be for.

Indexed Universal Life
Coverage
Life Insurance

IEP, AEP, OEP and SEP

What is the difference between the Medicare Annual Enrollment Period, the Open Enrollment Period and the Special Enrollment Period? Learn more here!

Enrollment
Lifestyle
SEP
OEP

Life Insurance Riders: The Guide

All you need to know about life insurance riders

Life Insurance
Final Expense

Coverage Gaps and How to Cover Them

Original Medicare has gaps in coverage, but there are ways to resolve this. Read here to learn more about coverage gaps and how to fill them!

Coverage
Medicare Advantage
Medigap

Rules for Agents Who Sell Medicare Plans

Find out what rules agents have to follow to sell Medicare.

Private Insurance

Medicare vs Medicaid: What’s the Difference?

Learn about the key differences between Medicare and Medicaid, including who is eligible, available benefits and how the coverage works.

Medicaid
Original Medicare

The Medicare Road

Medicare Supplement Plan F vs. Plan G vs. Plan N

The most popular Medigap plans are Plans F, G and N. Understanding the pros and cons of each plan is particularly important, because you may not have a guaranteed right to change plans later on.

Medicare Supplement

6 Benefits of Life Insurance

Life insurance is like a safety net for your family or beneficiaries when you're no longer around. Here are 6 benefits of life insurance.

Funeral Expenses
Children
Death Benefits

Life Insurance Frequently Asked Questions and Misconceptions

Life Insurance Frequently Asked Questions. Get to know the facts around common life insurance misconceptions.

Final Expense Types
Final Expense
Life Insurance

Vision & Dental

Does Original Medicare cover dental and vision? How do I get coverage? Read here for answers to these common questions and more.

Dental
Vision
Coverage

What is the Medicare Late Enrollment Penalty?

Most seniors know that you’re supposed to sign up for Medicare benefits as soon as you’re eligible. But what you might not know is that if you don’t sign up on time, you might incur a late enrollment penalty.

Coverage

Medicare 101 Video

Original Medicare
Medicare Advantage

Watch Now

Avoiding Medicare Fraud

Medicare recipients are often vulnerable to fraud and abuse. Learn how you can protect yourself from Medicare fraud and how to spot fraudulent behavior.

Original Medicare

Understanding How Medicare Premiums Work

Because Medicare has multiple parts, there are different premiums seniors need to be aware of. Here’s a closer look at all the premiums associated with Medicare and how you can calculate your monthly Medicare costs.

Medicare Part C
Medicare Advantage
Medicare Part D

Does Medicare Cover At-Home COVID-19 Tests?

At-home covid-19 tests are currently covered by Medicare for the time being. Medicare beneficiaries can claim up to 8 free at-home tests per month.

Original Medicare

The Different Types of Life Insurance

Life insurance serves as a valuable financial safety net. Learn about the differences between term, whole life, permanent, and final expense insurance.

Final Expense
Final Expense Types
Life Insurance

Tips for Seniors to Stay Healthy at Home

How do you stay healthy at home? There are several easy ways! Read our list of tips to learn more about keeping healthy at home.

Doctors
Coverage

Medicare FAQ's

Do you have questions about Medicare and how it works? Here are some answers to the most popular Medicare questions in one convenient location.

Original Medicare

Medicare Coverage Options Video

Medicare Advantage
Medicare Part D
Medicare Part A
Medicare Part B

Watch Now

Medicare vs. VA Benefits for Veterans

As a veteran, you’re entitled to medical coverage through the Veterans Affairs (VA) health program, but if you’re approaching the age of 65, you’re also eligible for Medicare benefits.

Coverage

5 Hobbies and Interests for People Over 60

Like many seniors, you’ve probably spent many years looking forward to retirement. Make the most of it by staying active and enjoying some new hobbies or special interests!

Medicare and Women’s Health: What You Need to Know

Medicare coverage is available to most Americans age 65 and older, but health concerns and lifestyle conditions can be quite different between genders.

Coverage

Understanding Medicare Star Ratings

Discover how to use the Medicare star rating system

Medicare Advantage
Medicare Part D

Facts About Cancer and Cancer Prevention That Could Save a Loved One's Life

Understanding cancer’s symptoms and the ways you can catch it early just might save you or a loved one’s life.

Doctors

Why Original Medicare Alone May Not Be the Right Solution

Medicare Part A and Part B both provide some health coverage, but they aren’t always enough. Learn more about original Medicare and more coverage options.

Original Medicare
Medicare Advantage
Medigap

Is the Medicare Annual Wellness Visit Mandatory?

Someone new to Medicare may not be as well-versed in the benefits and covered appointments.

Doctors

How Does PlanEnroll Support You After You Have Completed Your Enrollment?

If you’re working with PlanEnroll to find the right Medicare plan for your needs, rest assured that we’ll be there when you need assistance. Here are just a few of the ways we help support you after your enrollment.

Enrollment

Life Insurance: Your Ultimate To-Do List

From estate planning to life insurance, here are some important tasks to address before your passing to ensure that your family is well-prepared.

Financial Planning
Final Expense
To-Do List
Costs of Dying
Life Insurance

10 Questions Every Veteran Should Ask About Medicare

Learn how Medicare and VA Benefits interact and about Medicare enrollment as a veteran.

Original Medicare

All About AEP

We’re sharing everything you need to know to get the most out of Medicare’s Annual Enrollment Period.

Enrollment
AEP
Original Medicare

Fully Underwritten Indexed Universal Life insurance – An Overview

Fully Underwritten Indexed Universal Life insurance is a type of Universal Life insurance that can offer benefits such as cash value and adjustable premiums. This article outlines what makes Fully Underwritten IUL unique and who it might be for.

Indexed Universal Life
Life Insurance

Medicare’s 8-Minute Rule

It's important your doctor or provider is submitting items correctly to avoid delays or denials. This is where the Medicare 8-minute rule can be a factor.

Original Medicare

Medicare Changes for 2025: How Your Coverage May Be Affected

The Inflation Reduction Act (IRA) of 2022 contains multiple years of policy changes that affect health, tax, and climate concerns. The 2025 changes affecting Medicare impact any plan with Prescription Drug coverage, and the beneficiaries of those plans.

Enrollment
AEP

Understanding Simplified Indexed Universal Life insurance

Simplified Indexed Universal Life insurance is one type of Universal Life insurance that can offer benefits such as cash value and adjustable premiums. This article outlines what makes SIUL unique and who it might be for.

Indexed Universal Life
Life Insurance
Indexed Universal Life

All About the Medicare Advantage Open Enrollment Period

If you’re enrolled in a Medicare Advantage (MA) plan, Medicare’s Open Enrollment Period gives you the freedom and flexibility to make sure your coverage meets your needs.

Coverage
Medicare Advantage
OEP

Which Doctors Can You Visit Under Medicare?

Not every provider participates in Medicare Part A, Part B and Medicare Advantage. Which doctors can you visit under Medicare?

Doctors
Coverage

Holistic Medicine and Medicare

Learn about holistic medicine and what's covered under Medicare to help you make informed decisions about your care choices.

Original Medicare

New to Medicare? Here’s When You Should Enroll and When You’re Eligible to Switch Plans

As you approach 65, you’ll likely hear a lot about Medicare. If you’re new to Medicare, here’s what to know about enrolling to ensure you’re covered.

Enrollment

Medicare Supplement Options

Navigating your Medicare coverage options can be confusing. Learn about the most popular coverage types by exploring different Medicare Supplement options.

Medicare Supplement

Coverage Review Kit

The Medicare Coverage Review Kit makes it easy to get a complete look at your Medicare coverage needs with this easy step-by-step guide.

Coverage
Original Medicare

When Is Medicare Primary Insurance?

Medicare works with other forms of insurance in different ways. It’s important to understand when Medicare is your primary insurance and when it is not.

Private Insurance
Original Medicare

5 Questions People Get Wrong About Medicare and Medicare Advantage

Medicare and Medicare Advantage can be complicated, and some people may get some information wrong. Read here to get the right answers to your questions!

Financial
Medicare Advantage

Four Common Medicare Complaints And How To Fix Them

Medicare plans aren’t always easy to choose and manage. What are the best ways to address complaints and concerns?

Financial
Private Insurance

Is Life Insurance Taxable?

Learn about the taxation of life insurance benefits, how taxes work after death, and why your family won't owe taxes on your life insurance payout.

Final Expense Types
Final Expense
Financial
Financial Planning
Life Insurance

Why Is it So Important to See Your Doctor for Your Annual Wellness Visit?

While not mandatory, the Annual Wellness Visit is a way to stay on top of your health concerns — past, present and future — and since it’s free, there’s no reason to skip it.

Doctors
Coverage

Mental Health Services Under Medicare

Did you know that mental health in the 65+ demographic is a growing public health issue? Learn about your Medicare coverage options for mental health.

Coverage

Your Medicare Rights: Empower Yourself

No matter how you get Medicare, you have certain rights and protections. It's important that you know how these can help your ability to receive care.

Original Medicare
Medicare Advantage

Filing a Medicare Complaint

All Medicare enrollees are guaranteed certain rights. If one of these rights is violated, it is your right to file a complaint or grievance.

Original Medicare

The Importance of Preventive Screenings for Prostate and Colorectal Cancer

As you age, your risk for developing certain health problems increases. Senior men, in particular, are at risk for ailments like prostate and colorectal cancer.

Doctors
Coverage

How Does Life Insurance Work When You Die?

Life insurance payouts after death is a topic that most would rather avoid, but it's important to understand how your loved ones will be taken care of.

Costs of Dying
Life Insurance
Final Expense

Final Expense Guide

Learn about Final Expense coverage and how it can increase peace of mind.

Final Expense

Can You Pay Medicare Premiums Online?

What many seniors don’t realize is that a check or credit card aren’t their only options — you can usually pay these premiums online! Here’s how.

Original Medicare

Medicare and Taxes

Medicare taxes affect everyone. Let’s explore how they work.

Original Medicare

How Ending the COVID-19 Public Health Emergency Affects Medicare

As of May 11, 2023, the COVID-19 public health emergency has ended. Learn more about how this affects you as a Medicare recipient.

Original Medicare

How to Prepare for the Summer Months and How PlanEnroll Can Help

While we aren’t doctors, we understand how important is it during the summer months to stay safe and healthy. Here are a few tips to help you live an active, healthy lifestyle this summer.

Lifestyle

Medicare Forms: Everything You Need to Know

Medicare.gov is the official Medicare website and has all the forms you’ll need to make changes, file claims and create appeals. Learn more!

Original Medicare

What is CMS?

CMS is an agency within the U.S. Department of Health and Human Services that administers the nation’s major health care programs. Learn More!

Original Medicare

HMO vs. PPO vs. HMO-POS vs. PFFS

HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), HMO-POS & PFFS represent types of Medicare Advantage plans. Learn More!

Medicare Advantage

Can I Get Medicare Through My Spouse?

Here’s what you need to know about Medicare and how married seniors can ensure they both get the coverage they need.

Original Medicare
Medicare Part A
Medicare Part B

Welcome to Medicare Visit

Medicare Part B includes a “Welcome to Medicare Visit” — an initial consultation with your doctor.

Doctors
Medicare Part B

Your Medicare Guide

Original Medicare
Medicare Part D
Medicare Part C

A Clearer Path to Medicare and Final Expense Insurance

PlanEnroll offers you a more straightforward way to learn, compare, and enroll in a Medicare plan or purchase Final Expense life insurance. Read how PlanEnroll can make your insurance journey easier — and help you feel more confident about the choices you make.

Final Expense
Final Expense Types

Vaccine Coverage Changes Coming to Medicare in 2023

Starting in 2023, a new list of recommended vaccines will be available with zero copayment costs for Medicare users. Learn more!

Coverage
Original Medicare

Medicare Coverage When Traveling or Moving

Every Medicare plan had its own travel rules. Understanding those rules can save your dream vacation from becoming a nightmare.

Coverage
Medicare Part D
Medicare Advantage

All About Medigap

What is a Medicare Supplement? How do I qualify? How much does it cost? Read here for the answers to these questions and more.

Medicare Supplement
Medigap

Benefits of Final Expense Insurance

Learn about how Final Expense insurance can provide a practical solution to ease the financial strain after the loss of life.

Final Expense

Prescription Drug Coverage Under Medicare

Not all Medicare plans cover prescription costs, but there are certain plans that do. Learn more about prescription drug coverage under Medicare!

Medicare Part D
Medicare Advantage
Medigap

Medicare Costs

Read here to learn the differences between OOP, deductibles, premiums, coinsurance and copays.

Financial
Private Insurance

10 Things Original Medicare Does Not Cover

Understanding what is not covered by Original Medicare is extremely important when you’re making a decision about which Medicare plan is right for you.

Original Medicare

Medicare Grocery Allowance and Flex Cards

In recent years, some Medicare plans have begun offering benefits such as grocery assistance or flexible spending cards. Learn more!

Medicare Part C
Medicare Advantage

Medicare Basics and More Guide

Original Medicare

Medicare & Railroad Retirement Benefits

Railroad Retirement Benefits is a specialized senior coverage option for those with qualifying railroad careers. Learn more!

Original Medicare

Is it Mandatory to Sign Up for Medicare at Age 65?

As more and more seniors work beyond age 65 or rely on private health insurance plans, many ask, “Do I have to sign up for Medicare when I turn 65?”

Original Medicare

How Can Medicare Advantage Plans Have Zero-Premium Costs?

If you’ve been searching for a Medicare Advantage plan, in particular, you may have discovered that some plans actually offer $0 monthly premiums. But are these plans too good to be true? Here’s what you should know.

Medicare Part C
Medicare Advantage

How Much Life Insurance Do You Need?

Taking care of your family feels great, but knowing that you have “enough” coverage can seem complicated. Use these sets of questions to get thinking about your coverage needs.

Life Insurance
Final Expense

Seniors and the Flu

For those over 65, the flu can be dangerous. It's important to understand how to recognize flu symptoms and how to stay safe during the flu season.

Lifestyle

Medicare vs. Medicaid

Get a helpful guide to understand the differences between Medicare and Medicaid.

Coverage
Medicaid

Telehealth for Seniors on Medicare

Telehealth is an easy alternative for seniors to receive medical care. Learn more about Medicare telehealth coverage and if it's right for you.

Doctors
Original Medicare

Can Medicare Deny Coverage?

Have you ever worried if you’re going to have coverage for treatment that your doctor recommends? Fortunately, you don’t have to worry with Medicare.

Original Medicare

What Are My Annual Maximum Out-of-Pocket (MOOP) Expenses on Medicare Advantage Plans?

If the prospect of unlimited out-of-pocket costs concerns you, there is another type of Medicare plan that might serve you better: Medicare Advantage plans (which is also sometimes called Medicare Part C).

Medicare Part C
Medicare Advantage

Get Ready! Medicare Annual Enrollment Starts October 15

Medicare’s Annual Enrollment Period for 2023 begins on October 15 and ends on December 7, 2022. It’s a very important time for you to review and make changes to your Medicare coverage.

Enrollment
AEP
Medicare Advantage
Medicare Supplement

Why Have a Final Expense Policy?

Final Expense

Watch Now

3 Reasons You Might Benefit From a Medigap Plan

Although Medigap plans may benefit a great number of seniors on Medicare, many people pass over them because they don’t think they need one. Here are three of the top reasons you might benefit from enrolling in a Medigap plan.

Medicare Supplement
Coverage

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